Mostafa Gamal
Nader Abyad
Ahmed Gamal
Ahmed Ramadan
Rana Magdy
Mohamed Abyad
Have any questions?
Questions Have any questions And answers
What is Islamic SMEs Finance ?
Islamic corporate financing is a Sharia-compliant system that focuses on profit and risk-sharing instead of interest-based lending. Key financing modes include Musharaka, where both the bank and the client share capital and profits, and Mudaraba, where the bank funds the business while the client manages it. Murabaha is used for asset purchases, where the bank buys and sells the asset at a pre-agreed profit margin. Additionally, Salam and Istisna’a finance industrial and agricultural production in advance, while Ijara allows leasing equipment or real estate with an option for ownership.These financing methods ensure fairness and transparency, as both parties share risks and profits based on contract terms. Islamic financing helps businesses access funds without interest, promoting sustainable economic growth. It also provides ethical alternatives suitable for various industries, making it an ideal choice for companies seeking Sharia-compliant and responsible financing.
What is The SMEs financing conditions ?
There are many financing programs available within banks, most of which require the company to have been established for one to three years and to have financial statements. The financing is provided either on an annual basis with renewal or in installments over three to five years, particularly for funding machinery, equipment, or vehicles related to the business.
What is the Required documents ?
Basic Documents for All Types of Financing: Commercial Registration , Tax Card, Company’s Articles of Incorporation , Lease or Ownership Contracts for Business Premises (Notarized)& Identification Documents (National ID or passport of shareholders/owners).